Terms and Conditions of Use
PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE. All users of this site agree that access to and use of this site is subject to the following terms and conditions and other applicable law. If you do not agree to these terms and conditions, please do not use this site.
Copyright
The entire content included in this site, including but not limited to text, graphics or code is copyrighted as a collective work under the United States and other copyright laws, and is the property of Diversified Settlement Services, Inc. The collective work includes works that are licensed to Diversified Settlement Services, Inc. Copyright 2007, Diversified Settlement Services, Inc. ALL RIGHTS RESERVED. Permission is granted to electronically copy and print hard copy portions of this site for the sole purpose of placing an order with Diversified Settlement Services, Inc. or purchasing Diversified Settlement Services, Inc. products. You may display and, subject to any expressly stated restrictions or limitations relating to specific material, download or print portions of the material from the different areas of the site solely for your own non-commercial use, or to place an order with Diversified Settlement Services, Inc. or to purchase Diversified Settlement Services, Inc. products. Any other use, including but not limited to the reproduction, distribution, display or transmission of the content of this site is strictly prohibited, unless authorized by Diversified Settlement Services, Inc. You further agree not to change or delete any proprietary notices from materials downloaded from the site.
Trademarks
All trademarks, service marks and trade names of Diversified Settlement Services, Inc. used in the site are trademarks or registered trademarks of Diversified Settlement Services, Inc.
Warranty Disclaimer
This site and the content, services, calculations, information, products and materials on this site are provided "as is" and without warranties of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, Diversified Settlement Services, Inc. disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement. Diversified Settlement Services, Inc. does not represent or warrant that the functions contained in the site will be uninterrupted or error-free, that the defects will be corrected, or that this site or the server that makes the site available are free of viruses or other harmful components. Diversified Settlement Services, Inc. does not make any warrantees or representations regarding the use of the materials in this site in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.
Limitation of Liability
Diversified Settlement Services, Inc. shall not be liable for any special or consequential damages that result from the use of, or the inability to use, the content, services, calculations, information, products and materials, even if Diversified Settlement Services, Inc. has been advised of the possibility of such damages. Applicable law may not allow the limitation of exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.
Typographical Errors
In the event that a Diversified Settlement Services, Inc. product or service is mistakenly listed at an incorrect price, Diversified Settlement Services, Inc. reserves the right to refuse or cancel any orders placed for product or services listed at the incorrect price. Diversified Settlement Services, Inc. reserves the right to refuse or cancel any such orders whether or not the order has been confirmed.
Term; Termination
These terms and conditions are applicable to you upon your accessing the site and/or completing the registration process. These terms and conditions, or any part of them, may be terminated by Diversified Settlement Services, Inc. without notice at any time, for any reason. The provisions relating to Copyrights, Trademark, Disclaimer, Limitation of Liability, Indemnification and Miscellaneous, shall survive any termination.
Notice
Diversified Settlement Services, Inc. may deliver notice to you by means of e-mail, a general notice on the site, or by other reliable method to the address you have provided to Diversified Settlement Services, Inc.
Use of Site
Harassment in any manner or form on the site, including via e-mail, chat, or by use of obscene or abusive language, is strictly forbidden. Impersonation of others, including a Diversified Settlement Services, Inc. or other licensed employee, host, or representative, as well as other members or visitors on the site is prohibited. You may not upload to, distribute, or otherwise publish through the site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or violate any law. You may not upload commercial content on the site or use the site to solicit others to join or become members of any other commercial online service or other organization.
Participation Disclaimer
Diversified Settlement Services, Inc. does not and cannot review all communications and materials posted to or created by users accessing the site, and are not in any manner responsible for the content of these communications and materials. You acknowledge that by providing you with the ability to view and distribute user-generated content on the site, Diversified Settlement Services, Inc. is merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability relating to any contents or activities on the site. However, Diversified Settlement Services, Inc. reserves the right to block or remove communications or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading, (c) in violation of a copyright, trademark or; other intellectual property right of another or (d) offensive or otherwise unacceptable to Diversified Settlement Services, Inc. in its sole discretion.
Indemnification
You agree to indemnify, defend, and hold harmless Diversified Settlement Services, Inc., its officers, directors, employees, agents and licensors (collectively the "Service Providers") from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these terms and conditions or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.
Third-Party Links
In an attempt to provide increased value to our visitors, Diversified Settlement Services, Inc. may link to sites operated by third parties. However, even if the third party is affiliated with Diversified Settlement Services, Inc., Diversified Settlement Services, Inc. has no control over these linked sites, all of which have separate privacy and data collection practices, independent of Diversified Settlement Services, Inc. These linked sites are only for your convenience and therefore you access them at your own risk. Nonetheless, Diversified Settlement Services, Inc. seeks to protect the integrity of its web site and the links placed upon it and therefore requests any feedback on not only its own site, but for sites it links to as well (including if a specific link does not work).
User Name and Password
Certain areas or features of this website may be restricted to users who have obtained a user name and password by completing a registration process described on this website. Please be sure to protect and maintain the confidentiality of any user name or password you may obtain in connection with your use of this website. You agree to notify DSS immediately if you believe your user name or password has been lost, stolen or compromised. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this website by any person to whom you have provided your user name and password, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this website that may occur after you have notified us that your user name and password has been lost, stolen or compromised.
Online Privacy Policy
Click here to view our Online Privacy Policy
Governing Law
Your use of this site shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this site shall be in the state or federal courts located in Bucks County, Pennsylvania. Any cause of action or claim you may have with respect to the site must be commenced within one (1) year after the claim or cause of action arises. Diversified Settlement Services, Inc.'s failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. Diversified Settlement Services, Inc. may assign its rights and duties under this Agreement to any party at any time without notice to you.
Severability
You agree that if any provision of these Terms and Conditions of Use shall be found to be unlawful or void, or for any reason unenforceable, the remaining provisions shall remain in full force and effect.
Modification of the Terms and Conditions of Use
Diversified Settlement Services, Inc. reserves the right to change the Terms and Conditions of Use under which this website is offered at any time and without notice. You will be automatically bound by these modifications when you use this site, and should periodically read the Terms and Conditions of Use.
Terms and Conditions Regarding E-mail
ALL E-MAILS SENT TO AND FROM AND WITHIN OUR COMPANY ARE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS.
The Title Source® family of companies (collectively "Company") are dedicated to revolutionizing the Title Insurance and Settlement Services Industry. A big part of that "revolution" is based upon prompt and convenient communication with our clients, vendors and others. For that reason, we offer various means of communication including e-mail, fax, telephone, chat, snail-mail, express mail, voice mail, etc. To demonstrate our commitment to prompt and convenient communications, we have adopted the following terms and conditions, regarding e-mail, which are incorporated by reference into all e-mails sent and received by our Team Members (i.e., our employees). Our communications with you via e-mail are conditioned upon your agreement to the following terms.
Email in General
E-mail is an effective means of communicating a message. However, due to its brief and informal nature, e-mail may not accurately represent the entire or final disposition of a matter or the official business records of the Company. In most instances, communications on a particular matter are exchanged through multiple channels such as through e-mails, faxes, voicemails, letters, IM, telephone, and in person. Indeed, communications on a particular matter may be exchanged through multiple channels, all at the same time, such as when an e-mail responds to a voicemail, a fax follows-up a personal meeting, a voicemail responds to an e-mail, etc. Accordingly, e-mail, by itself, may not accurately reflect the complete communication or intent of the Company as to the subject matter referred to within the communication, nor constitute an official business record of the Company. All official matters should be subsequently confirmed in signed writings. Also, the mere receipt of an e-mail by the Company may not put the Company on notice, timely or otherwise, of the matters contained within that e-mail.
E-mails Are Generally Not Formal Signed Writings; e-Sign Disclaimer
E-mail is an effective means of communicating a message. However, due to its brief and informal nature, e-mail may not accurately represent the entire or final disposition of a matter or the official business records of the Company. In most instances, communications on a particular matter are exchanged through multiple channels such as through e-mails, faxes, voicemails, letters, IM, telephone, and in person. Indeed, communications on a particular matter may be exchanged through multiple channels, all at the same time, such as when an e-mail responds to a voicemail, a fax follows-up a personal meeting, a voicemail responds to an e-mail, etc. Accordingly, e-mail, by itself, may not accurately reflect the complete communication or intent of the Company as to the subject matter referred to within the communication, nor constitute an official business record of the Company. All official matters should be subsequently confirmed in signed writings. Also, the mere receipt of an e-mail by the Company may not put the Company on notice, timely or otherwise, of the matters contained within that e-mail.
Confidential Information
E-mails sent by our Team Members are confidential (and all attachments to such e-mails are confidential) and are to be reviewed and/or disclosed to only the individual or entity to whom they are addressed and intended. If you received an e-mail in error or if it was improperly forwarded to you, the information contained in the e-mail should, at all times, remain confidential and such circumstances shall not authorize you to use or disclose the confidential information. Please notify the sender immediately by telephone or e-mail, and delete or destroy the original and any copies. Any unauthorized use, disclosure, reproduction, or distribution is strictly prohibited. E-mails marked as "Confidential" contain confidential and/or proprietary information that is disclosed under the condition that you treat and maintain such information strictly in a confidential manner and in compliance with applicable privacy laws (including but not limited to the Gramm-Leach-Bliley Act) and that you ensure such information is not disclosed or used by others, except for the limited and confidential purpose for which it is being provided. By accepting and reviewing Confidential information provided by the Company, you agree to indemnify and hold the Company harmless against any and all claims, losses, liabilities, or expenses, including attorney's fees that the Company may incur as a result of the unauthorized use or disclosure of confidential information due to your acts or omissions.
Privileged Information
E-mails exchanged with or involving our Legal Team may contain privileged information subject to the attorney client privilege and/or the attorney work product privilege. Such privileged information shall not be waived if you receive an e-mail in error or if it was improperly forwarded to you. If you are not the intended recipient of privileged information, please notify the sender immediately by telephone or e-mail and delete or destroy the original and any copies. Any unauthorized use, disclosure, reproduction, or distribution of confidential or privileged information is strictly prohibited.
Time Sensitive Instructions and Official Matters; Filters
Do not use e-mail to communicate time-sensitive instructions or official company matters; they may not be received or reviewed by the appropriate Team Member in a timely manner. All e-mails are processed through various virus and spam filters which may delay or reject the delivery of an e-mail altogether. Urgent matters should be communicated in person directly with the person of concern via telephone and then confirmed in writing with the appropriate person via fax or e-mail. The Company reserves the right to block any e-mail source it deems inappropriate.
Business Purposes
The Company's e-mail facilities are to be used only for conducting business with our Company. Vendors, suppliers, clients and others receiving e-mail from our Team Members may not use our Team Member's e-mail address or contact information (or any other person's e-mail address appearing on or in Company e-mail) for any purpose other than corresponding with our Company for lawful and legitimate business purposes relating to the business of our Company. The receipt of an e-mail is not our Company's consent, nor our Team Member's consent, for you to use our Team Member's e-mail address or contact information for direct marketing purposes or for transfers of data to third-parties, and such use is strictly prohibited.
Monitoring of Communications
All e-mails sent to or from our Team Members may be forwarded, monitored, and/or reviewed by others within our Company other than the designated recipient/sender with or without notice to the designated recipient/sender.
Unsecured Transmissions
You should be aware that regular e-mail is typically sent via the Internet which is an open network. While certain designated areas within our websites employ technologies to secure your data and the transmissions between you and our Company, general e-mail uses the Internet which is an open system and we cannot provide absolute assurances that all e-mail transmissions (sent or received) are secure, error free, not corrupted, incomplete or virus free and/or that they won't be lost, misdelivered, destroyed, delayed, or intercepted/decrypted by others. Therefore the Company advises against sending sensitive or personally identifiable information, over e-mail, and disclaims all liability with regard to e-mails (and the contents therein) if they are corrupted, lost, destroyed, delayed, incomplete, misdelivered, intercepted, decrypted or otherwise misappropriated by others.
Viruses
Computer viruses can be transmitted via email through email content, attachments to emails and embedded links. Although our e-mails are believed to be free of any virus or other defects that might affect computer systems in which they are received and opened, it is the recipient's responsibility to ensure that any e-mail they open is virus free. The Company is not responsible for any loss or damage arising in any way from the receipt, use, storage or transmission of our e-mails. If our Company forwards an e-mail or replies to a prior e-mail, the contents may have been produced by someone other than our Company or our Team Members for which the Company assumes no liability whatsoever. THE COMPANY DISCLAIMS ANY REPRESENTATION OR WARRANTY THAT COMPANY E-MAILS ARE VIRUS FREE AND/OR ERROR FREE. The use of e-mail to introduce any virus, malicious or disabling code, or to otherwise interfere with the Company's e-mail transmissions, telecommunication, or computer networks is prohibited and against the law; violators will be prosecuted to the fullest extent of the law.
Prohibited E-mail Content
All of our Team Members are prohibited from using email to make or send any type of menacing, defamatory, discriminatory, harassing, offensive or threatening statements/materials, or statement/materials that infringe the copyrights or legal rights of others in e-mail. Such communications are against Company policy and outside the scope of our Team Member's employment. The Company does not accept any liability in respect of such communication, and the Team Member responsible will be personally liable for any damages or other liability arising. Please report any such violations to our Customer Service Team at (888) 848-5355 or customerservice@titlesourceinc.com. The use of the Company's email facilities for purposes of sending menacing, harassing, offensive or threatening messages to our Team Members is strictly prohibited and is unlawful; violators will be prosecuted to the fullest extent of the law. Use of the Company's email facilities for purposes of to soliciting our Team Members to breach their employment agreements or to interfere with their employment status with our Company is strictly prohibited.
All Rights Reserved; Statements Attributable to the Company
The Company reserves all rights as to the Company's content in its e-mail and this e-mail policy statement. No part of the Company's email (or this policy statement) may be reproduced, published, or distributed in any manner without the express written permission of the Company. The only official publishable public statements that can be attributed to the Company are statements issued by the Company's Director of Public Relations or by an officer of the Company (i.e., Chairman, CEO, President, or Corporate Counsel).
Negligent Misstatement
The Company disclaims any and all responsibility, including responsibility based on negligence or negligent misstatement, for the accuracy, completeness, or reliability of data or information contained in or furnished through e-mail and the Company makes no warranties, express or implied, with respect to such data or information.
IRS Circular 230 Disclosure
The Company disclaims any U.S. federal tax advice contained in or furnished through e-mail (including any attachments). Any reliance upon such tax advice cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to any other party any transaction or matter that is addressed, contained in or furnished through e-mail (including any attachments).
Governing Law
In receiving and opening this e-mail, you agree that the Terms and Conditions stated herein shall apply to you and are incorporated by reference into the Company's e-mail, and that any disputes pertaining to this e-mail shall be governed by and construed in accordance with the laws of the State of Michigan, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms and Conditions may only be filed only in the state or federal courts located in Michigan.
Complaints
Any complaints should be directed to the Customer Service Team at (888) 848-5355 or customerservice@titlesourceinc.com.
Additional Terms
The products and services provided by the Company are subject to additional terms, conditions and disclaimers.
Opt-Out
This e-mail may constitute an advertisement or solicitation under U.S. law, if its primary purpose is to advertise or promote a commercial product or service. If you do not wish to receive advertising and promotional messages from Title SourceŽ at this e-mail address, you may opt out by sending a request to customerservice@titlesourceinc.com or by contacting us by mail at 1450 West Long Lake Road, Suite 400, Troy, Michigan 48098-6351.
Equal Opportunity Employer
The Company is an equal opportunity employer. Any complaints or concerns about the Company's employment practices may be directed to the Director of Human Resources at (888) 848-5355.
Legal Compliance
Title Source, Inc. complies with licensing requirements and conforms with all applicable laws and governmental regulations relating to the conduct of business as a title insurance agent and settlement service provider.
